About Merchant First

Merchant First was built on a simple belief: business owners deserve a funding partner that understands their world — the pressures, the pace, and the potential. We’ve combined deep industry experience with next-generation technology to create funding solutions that are as responsive as the entrepreneurs we serve.

Merchant First is More Than Funding

We’re not just providing capital — we’re helping businesses stay stable, seize opportunity, and build for the future. Our team has helped companies across industries — from restaurants to retailers, contractors to eCommerce brands — navigate their most critical moments with confidence.

Salary Negotiations
  • Funding when you need it — Same-day and next-day options available to meet your most critical demands.

  • Built for real businesses — Repayment options that fit your business’s cash flow and keep you moving forward.

  • Technology meets human support — Experienced teams using industry-leading AI tools to serve you better and faster.

  • Flexible amounts — From $10k to $250k and beyond, we can tailor funding and repayment options that meet your needs.

Merchant First Values

Clarity

No confusing terms or hidden steps — we make funding easy to understand.

Collaboration

You’ll work with a dedicated advisor who gets to know you and your business. 

Commitment

We’re here for more than one transaction — we’re here for your long-term success.

Find Out how Merchant First Can Partner With Your Business